Enjoy your ŠKODA sooner
Explore Škoda finance with Alto Škoda North Shore. Our finance team can explain personal and business options, discuss repayments and guide you through your application. Start with your budget and how you’ll use your vehicle, and we’ll help you understand the options available.
Finance
Reasons to arrange your car finance in Chatswood with Alto Škoda North Shore.
- A choice of finance options – Explore the loan products available through our dealership, with guidance on how each option works and what it means for your repayments.
- Clear information on costs – Discuss interest rates, applicable fees and the total amount payable, so you can assess an offer beyond its regular repayment amount.
- Application support – Our team can help you prepare your application and understand the lender’s requirements. All applications are subject to credit assessment and approval.
- Flexible payment options – Discuss the available loan terms, repayment schedules and deposit options to find a structure that works with your budget.
- Guidance on timing – Let us know when you’re hoping to collect your vehicle. We’ll explain the finance process and help you understand the next steps.
- A team to answer your questions – From your first enquiry to reviewing an offer, speak with our finance team about the details before you decide.
Škoda Finance
Weekly repayment options for approved customers.
Get your Škoda sooner with our finance options
Explore finance options for personal or business use, tailored to how you plan to own and drive your Škoda. Our team can explain the differences between a loan and a lease, including repayments and what happens at the end of the agreement.
Your finance options
Personal finance
Explore personal car finance, including a Consumer Loan or an eligible loan with Škoda Choice. Discuss your deposit, preferred term and repayment budget with our team, and understand any final payment before you commit. We can also explain the vehicle leasing options available.
Business finance
Explore business vehicle finance, including Chattel Mortgage and Finance Lease options. Our team can explain how each arrangement works and discuss your vehicle needs and cash flow. Your accountant can help you assess the tax implications for your business before you choose a product.
3 reasons to choose Škoda vehicle finance*
Finance calculator
Use the Škoda finance calculator to explore indicative repayments and see how different inputs affect the result. Then speak with our team for a personalised quote. Calculator results are estimates, rather than an offer of finance.
Frequently Asked Questions
For Škoda Financial Services, you’ll generally need your driver’s licence details, proof of income, employment and address history, and information about expenses, assets and existing debts. Self-employed applicants may need financial statements and tax returns. Additional information may be requested.
If you return the vehicle at the end of your agreement, exceeding the agreed allowance can result in additional charges. Check the excess kilometre charge in your contract and choose an allowance that reflects your expected driving when setting up your finance.
Škoda Choice is available on selected used Škoda vehicles, as well as selected new and demonstrator models. Eligibility depends on the vehicle and applicable lending criteria. Ask our team to check the specific car you’re considering.
Enquire Now
To get a no obligation, competitive finance and insurance quote, please contact us on 02 8817 4499 or email us using the form below:
³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.
*For approved applicants of Skoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. SFS may extend, withdraw or change offer at any time.